Regulatory Environment
SEBI IA norms, RBI guidelines, data protection, and AI governance for wealth management.
Regulatory Environment
Sentinel is designed from the ground up for Indian regulatory compliance.
SEBI Investment Adviser Regulations
Key Requirements
- Registration: SEBI-registered investment adviser mandatory for advice
- Suitability: Document client risk profile before recommendation
- Disclosure: Risk disclosure on every investment communication
- Record keeping: 7-year retention of all client communications
Sentinel Alignment
- SEBI disclaimer auto-appended to every investment-related response
- Risk profile stored and validated before portfolio analysis
- Full audit trail of all queries and responses
- 7-year retention with immutable logs
RBI Data Localization
Key Requirements
- Payment system data must be stored in India
- Cross-border data transfer requires RBI approval
Sentinel Alignment
- All data stored in AWS ap-south-1 (Mumbai)
- No cross-border transfer
- AWS India region compliance
Data Protection
Key Requirements
- Consent for data collection and processing
- Right to access, correction, and deletion
- Breach notification within 72 hours
Sentinel Alignment
- Explicit consent during onboarding
- Self-service data export and deletion
- Automated breach detection and alerting
AI Governance
Emerging Requirements
- Algorithmic transparency
- Bias detection and mitigation
- Human-in-the-loop for high-stakes decisions
Sentinel Alignment
- Citation-based responses (transparent sourcing)
- Confidence scores on extractions
- Human review queue for low-confidence fields
- No fully autonomous trading decisions